My approach to managing investments is like the tortoise’s approach from the old story: Slow and Steady wins the race.

At Rare Finvest, we focus on making our clients steady compounders, who playing the long game by investing regularly. This is the only proven method to get rich.

Yes, we do offer the following as a part of tax bouquet of services:

Tax planning
Tax gain harvesting opportunities
ITR filing support with the help of our inhouse CA (at an additional cost)

We first have a freewheeling chat where we try to understand each other, and see if this relationship will be mutually beneficial. No specific financials are discussed here, but you are free to bring any questions / documents for my review. 

If we both find value in each other, we move to onboarding you by getting various bits of personal and financial data

We schedule a detailed financial discussion to understand your needs and desires, and build a financial plan from there. If there are any existing investments, we review those here.

Once we have a signoff on the plan, we implement the plan by setting you up with the mutual funds, insurance, etc. All this takes between 30-90 days.

Thereafter, we meet once every year, ideally in Apr-June, to understand where you are and whether you have had any major changes in your life since we last spoke. If required, we schedule a second review for Oct-Nov. 

I am always available on email / call / whatsapp all through the year for any queries you may have. 

You will receive a financial plan at the end of our initial engagement– short, concise, actionable, with a summary of your balance sheet, cash flow statement

I get a commission on the products you buy from me. The Mutual funds pay me approximately 0.5% commission per year on your holdings, and the insurance have their own commission structure ranging from 25-35%. I will be completely transparent on this as we get into the relationship.

I advise and help you buy all your basic building blocks in your insurance - term life, health and personal accident. Apart from these, I suggest traditional insurance plans as per your needs. I can also support you for auto and overseas travel insurance.

Yes! In fact i always recommend that you buy insurance only from a trusted advisor who can intervene on your behalf if you ever need support during a claim. Remember you or your family may not be in the best state of mind at the time of a claim, so it is best that you have an expert guide you on this.

Yes. I require a Rs. 25k p.m. SIP or a Rs. 5 lakhs lumpsum investment.

My clients come from all walks of life. I work with both women and men from various professions:  engineers, doctors, entrepreneurs, freelancers, and retired folks as well.

Broadly, they choose to work with me for one of the following reasons:

They feel uncomfortable handling financial matters since they dont consider themselves well-versed on the topics. I become the equivalent of a family doctor for their money – guiding them on everything starting from budgeting and savings, to planning and managing multi-crore portfolios.

They have an overall understanding the world of finance, but prefer to leave the nitty-gritty to a professional advisor.

Some are frustrated with the lack of returns on their portfolio, and hope to improve their returns.

Many simply wish to outsource their money-worries to me, so that they can live a fulfilling life with their career and family first.

I am primarily based in Pune, and travel frequently to Bangalore. If you are based in either of these locations, we can schedule a face-to-face meeting. I am an online first advisor, and i am open to working with clients anywhere in the world. I have many clients for years who I have never met physically, and who are happy with my services.

If you are not in these cities and prefer a face-to-face relationship then we may not be able to work together.